David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

It holds over 1,300 small-cap stocks, diversified across sectors like industrials and financials. Vanguard Small-Cap ETF offers a passive investment option with a low 0.05% expense ratio annually.

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NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for ...