However, some vendors can have other points of access. For example, all cloud storage companies provide a web client, but some might also make this the primary client. It's something you need to test ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. CNBC Select will update as changes are made public. With a high-yield savings account (HYSA), your money grows ...

This summary is based on the G20 Global Partnership for Financial Inclusion (GPFI) Issues Paper produced by the Consultative Group to Assist the Poor (CGAP) and disseminated for the 2nd GPFI ...